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Mortgage Services
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As
well as offering a Mortgage service to our existing Clients who are buying
a home, Caliber Financial Associates Ltd. specialises in reviewing
existing mortgage arrangements. If you are concerned about your existing
endowment policies, or if you think you might be paying too much interest
on you mortgage, we can help.
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"We don't sell. We offer advice you can
understand,
…then the decision is yours" |
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Reviewing
a Mortgage
Which
of these features is most important to you?
- Mortgages
which offer free valuations and no legal costs
- A
Range of terms including fixed rates, discounted rates and Bank of
England base tracker rates.
- 'Offset'
mortgages, which could match the interest rate on your savings with
the interest rate on your mortgage – and make it “tax
free".
- Penalty
free Mortgages which can be repaid at any time.
- Portable
mortgages, which you can take from home to home if you move.
Reviewing
your Endowment Policies
Whilst
many endowment policies are projecting to produce less than intended at
maturity, it is important for Clients to plan for any shortfall in
mortgage repayment that this may leave. It is absolutely vital that
mortgages are repaid prior to retirement, and so mortgage repayment
advice in the context of your wider finances is essential. With the
benefit of holistic advice from Caliber you can confidently plan your
mortgage repayment and, if necessary, convert part of any “interest
only” mortgage to a repayment basis, or make extra savings.
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The
Caliber Mortgage Promise
When
you are looking for a new Mortgage, or looking to review an existing
arrangement, a simple telephone call to Caliber can save hours of
research. We have on-line access to hundreds of mortgage products from
most of the UK's banks and Building Societies. It doesn't matter what type
of mortgage you are looking for, we will research the available market and
provide you with truly independent advice as to which mortgage is best for
you.
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| The First Step...
For
Mortgage advice please contact Paul Ormerod on: -
01525 375286 during office hours or
0773 475 0633 (mobile) or by the dedicated Email at mortgages@caliber-ifa.co.uk
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YOUR HOME IS AT RISK
IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON
IT.
LOANS ARE SUBJECT TO STATUS,
TYPE AND VALUE OF PROPERTY. INSURANCE MAY BE REQUIRED.
WRITTEN QUOTATIONS ARE AVAILABLE OB REQUEST. |
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